HCN Bank offers a variety of personal checking accounts designed to fit your specific banking needs. From basic checking accounts to interest-bearing accounts, each offers secure, flexible options for managing your money with ease!
All of our Checking Accounts include the following:
$100 Minimum Opening Deposit
Unlimited Check Writing
Debit Mastercard®
Online Banking
Mobile Banking
Checking Account Comparison
Features | Freedom Checking | Silver Checking | Interest Checking |
Description | A popular account that offers a variety of electronic services. | An account for individuals 55 years or better. | An account that offers interest and a package of banking services. |
Monthly Service Fee | N/A | N/A | $10.00 |
Ways to reduce or avoid Monthly Service Fee | N/A | N/A | $2,000 Minimum Daily Balance |
Interest Bearing | No | No | Yes - Tiered Interest Rate1 |
Additional Features | Allpoint Network Online Bill Pay Mobile Deposit Zelle® Card Controls | Allpoint Network Online Bill Pay Mobile Deposit Zelle® Card Controls One box of free specialty checks, per calendar year | Allpoint Network Online Bill Pay Mobile Deposit Zelle® Card Controls One box of free specialty checks, per calendar year |
Disclaimers
Minimum opening deposit is $100. Owners and signers must be 18 years of age.
1 Minimum balance of $1,000 must be maintained in the account each day to obtain the minimum disclosed APY. Variable rate may change daily and interest is compounded monthly.
Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks).
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