FDIC-Insured - Backed by the full faith and credit of the U.S. Government

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

CyberSmart: December 2024 Edition

Don't let fraudsters steal your holiday cheer.

Check washing scams are on the naughty list this year.

Here's how you can stay safe and keep your holidays merry.

Mailbox Mischief

Thieves are swiping checks from personal or business mailboxes!

Secure Your Mail

Use a locked mailbox or drop items off at the post office.

Ink Erasers

Fraudsters use chemicals to wipe out ink and rewrite check details!

Write with Gel Pens

Really! Black gel ink especially is more fraud-resistant.

Holiday Reroutes

Fraudsters intercept mail or redirect deliveries for theft!

Retrieve Mail Promptly

Pick up your incoming mail quickly and consider a hold at the post office.

Increased Holiday Scams

Extra holiday transactions make everyone a target!

Go Digital

Send payments securely online to avoid these risks.

Did You Know? HCN Bank offers Positive Pay!

This holiday season, give your business the gift of protection with Positive Pay,

an automated solution designed to detect and prevent check fraud. 

What is Positive Pay?

Positive Pay is a fraud detection service that verifies checks presented for payment against your approved transaction list, ensuring only the nice - not the naughty - get paid.

  • Stronger Security: Safeguard your accounts with proactive fraud detection.

  • Regular Updates: Stay ahead of potential issues with daily notifications on working days.

  • Reduced Risk: Prevent losses before they happen.

  • Simplified Operations: Streamline check monitoring and focus on growing your business.

  • Peace of Mind: Know your finances are protected with cutting-edge tools.

Contact a representative at HCN Bank to learn more about Positive Pay and keep your business safe.

Stay safe, Stay CyberSmart

hcnbank.com/cybersmart • (951) 766-4100

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About HCN Bank

HCN Bank is a full-service community bank that has been serving the Hemet community since 1974. With a commitment to personalized service, innovative solutions, and strong community relationships, HCN Bank offers a comprehensive range of financial services to individuals, businesses, and organizations.