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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

CyberSmart: March 2025 Edition

File Your Taxes,  Not a Police Report!

Tax season is open season for scammers.

Don't let scammers turn your tax filing into their payday.

Refund Robbers

Criminals steal your tax return using stolen identities to claim your refund before you do.

Beat the Clock

File early to prevent scammers from submitting a fraudulent tax return in your name.

Shady Tax Preparers

Fraudsters pose as tax professionals, demand upfront fees, and vanish—taking your money and refund with them!

Check Their Track Record

Use the IRS Directory  to verify your tax preparer before trusting them with your business.

Something's Phishy

Scammers send fake IRS emails or messages that trick you into handing over sensitive information.

Think Before You Click

If an email promises big refunds or demands urgent action, it's probably a scam.

That's Not the IRS!

Con artists impersonate IRS agents, using threats or fake refunds to pressure victims.

Hang Up & Verify

The IRS won't threaten you over the phone.

Call 1-800-829-1040 and verify.

How Can We Help

HCN Bank offers smart banking solutions to keep your money safe and accessible this tax season and beyond.

  • Get Paid Faster – Deposit your tax refund with us and walk away with an instant-issued debit card when you open a free checking account¹.

  • Skip the Hassle – If you use a tax prep service, like TurboTax, set up direct deposit with HCN Bank for easy refunds and payments.

  • Stay One Step Ahead – Turn on mobile banking alerts and Card Controls to get instant notifications whenever money moves in or out of your account².

Need Help? Contact Us!

If you're concerned about financial security or suspect a scam, we're here to help.

Visit us at your local branch or call (951) 766-4100 to speak with our team.

Stay safe, Stay CyberSmart

hcnbank.com/cybersmart • (951) 766-4100

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¹Standard opening procedures apply. $100 minimum to open. Other fees, including NSF fees, may apply.

²Standard data and messaging rates from your mobile carrier may apply.