CyberSmart Series: August 2024

Hello HCN customers,

Welcome back to the latest edition of the CyberSmart Series, our dedicated effort at HCN Bank to keep you informed and protected in the evolving landscape of security and technology. This edition highlights a rising threat in the digital realm that has been affecting banking clients, including those at HCN Bank.

Beware of Online Shopping Scams

Online shopping offers convenience and a wide variety of options, but it also presents opportunities for scammers to exploit unsuspecting shoppers. It's important to be vigilant and adopt safe practices to protect your personal and financial information while shopping online.

Here's What You Need to Know:

• Fake Websites: Scammers often create fake websites that look legitimate to steal your information or money. These sites can look very convincing and may offer deals that seem too good to be true.
• Phishing Emails: You may receive emails that appear to be from trusted retailers but are actually from scammers attempting to steal your information through fake links or attachments.
• Unsecured Transactions: Shopping on websites without secure connections (HTTPS) can expose your sensitive information to cybercriminals.

Our Recommendations:

• Verify Website: Ensure the website URL is correct and starts with "https://" indicating a secure connection. Look for reviews and contact information to confirm the legitimacy of the site.
• Be Wary of Unbelievable Deals: If an offer seems too good to be true, it probably is. Be cautious of significant discounts from unknown retailers.
• Avoid Public Wi-Fi: Do not use public Wi-Fi networks for online shopping. These networks are less secure and can be targeted by hackers.
• Keep Your Software Updated: Ensure your browser, antivirus software, and operating system are up to date to protect against the latest threats.
• Monitor Your Statements: Regularly check your bank and credit card statements for any unauthorized transactions. Report suspicious activity immediately.

Protecting yourself while shopping online requires diligence and awareness. By following these recommendations, you can enjoy a safer online shopping experience.

Stay tuned for more updates and tips in our CyberSmart Series. If you have any questions feel free to contact us.

Mickey McGuire
Executive Vice President | Chief Information Officer / Director of Bank Operations
3715 Sunnyside Dr. | Riverside, CA 92506
P: (951) 248-2010 | E: mickey@hcnbank.com

About HCN Bank:

HCN Bank is a full-service community bank that has been serving the Hemet community since 1974. With a commitment to personalized service, innovative solutions, and strong community relationships, HCN Bank offers a comprehensive range of financial services to individuals, businesses, and organizations.