CyberSmart Series: September 2024

Hello HCN customers,

Welcome back to the latest edition of the CyberSmart Series, our dedicated effort at HCN Bank to keep you informed and protected in the evolving landscape of security and technology. This edition highlights a rising threat in the digital realm that has been affecting banking clients, including those at HCN Bank.

Beware of Job Offer Scams

Job offer scams are a growing threat, especially in today’s digital job market. Scammers pose as legitimate employers or recruiters to trick job seekers into providing personal information, paying for bogus services, or even laundering money unknowingly.

Here's What You Need to Know:

• Too Good to Be True: Scammers often post job offers promising high salaries, flexible hours, or minimal experience. They may also offer fully remote roles, making it harder to validate due to the lack of face-to-face interaction or the promise of an immediate start. 
• Personal Information Requests: Scammers might ask for your Social Security number, bank account details, or other sensitive information under the guise of setting up direct deposit or conducting background checks. 
• Upfront Payment Requests: A common tactic involves asking you to pay for background checks, training, or other job-related expenses before you start. Legitimate employers will never ask for money upfront. 

Our Recommendations:

• Research the Company: Before accepting a job offer, thoroughly research the company. Verify the company’s website, check for legitimate contact information, and search for reviews or reports of scams. 
• Be Skeptical of Unsolicited Offers: If you receive an unsolicited job offer, especially through email or social media, be cautious. Contact the company directly using verified contact details to confirm the offer's legitimacy.
• Never Pay for a Job: Legitimate employers will never ask you to pay for training, equipment, or background checks as a condition of employment. If a job offer involves upfront payments, it’s likely a scam.
• Protect Your Personal Information: Never provide personal information such as your Social Security number, bank details, or copies of identification documents until you have verified the legitimacy of the employer, and the job offer.
• Look for Red Flags: Be wary of job offers that come with a sense of urgency, lack of specific job details, or requests to conduct interviews via unprofessional platforms.

By staying vigilant and following these recommendations, you can protect yourself from job offer scams and ensure that your next job opportunity is legitimate.

Stay tuned for more updates and tips in our CyberSmart Series. If you have any questions feel free to contact us.

Mickey McGuire
Executive Vice President | Chief Information Officer / Director of Bank Operations
3715 Sunnyside Dr. | Riverside, CA 92506
P: (951) 248-2010 | E: mickey@hcnbank.com

About HCN Bank:

HCN Bank is a full-service community bank that has been serving the Hemet community since 1974. With a commitment to personalized service, innovative solutions, and strong community relationships, HCN Bank offers a comprehensive range of financial services to individuals, businesses, and organizations.